/* ==========================================================================
   MBANC — chrome.css  ·  CANONICAL, extracted from the HOMEPAGE (index.html)
   Source of truth: the homepage's own inline <style> block, sliced on its own
   section comments — BASE + Typography + Layout + Buttons + Top utility bar +
   Header / nav + Footer + Responsive. Nothing hand-picked.
   Every rule is scoped .mbchrome so the chrome cannot restyle page content and
   page CSS cannot reach into the chrome. :root / @font-face / @keyframes stay global.
   Pair with /redesign-assets/mbnav.css (the shared megamenu layer the homepage loads).
   Regenerate with scratchpad/build_canonical_chrome.py after any homepage chrome change.
   ========================================================================== */
.mbchrome { --navy: #091638;
  --navy-2: #003366;
  --orange: #FF3300;
  --lime: #D0FD7A;
  --white: #FFFFFF;
  --black: #000000;

  /* derived neutrals via opacity on white/navy only */
  --ink: #091638;
  --ink-2: rgba(9,22,56,0.72);
  --ink-3: rgba(9,22,56,0.52);
  --ink-4: rgba(9,22,56,0.28);
  --rule: rgba(9,22,56,0.12);
  --rule-soft: rgba(9,22,56,0.06);
  --paper: #FFFFFF;
  --paper-warm: #FBFAF7;
  --paper-2: #F4F2EC;

  --inv-ink: rgba(255,255,255,0.86);
  --inv-ink-2: rgba(255,255,255,0.62);
  --inv-rule: rgba(255,255,255,0.14);

  /* Manrope is the brand workhorse (substitute for Loos Normal).
     Instrument Serif is a sparing italic accent only — for emphasis and a few large numbers. */
  --sans: "Manrope", "Loos Normal", -apple-system, "Segoe UI", system-ui, sans-serif;
  --display: "Manrope", "Loos Normal", -apple-system, "Segoe UI", system-ui, sans-serif;
  --accent-serif: "Instrument Serif", "Cormorant Garamond", "Georgia", serif;
  --mono: "Geist Mono", "JetBrains Mono", ui-monospace, "Menlo", monospace;

  --container: 1240px;
  --gutter: 32px;

  --r-xs: 4px;
  --r-sm: 8px;
  --r-md: 12px;
  --r-lg: 20px;

  --dur-fast: 120ms;
  --dur-base: 220ms;
  --dur-slow: 360ms;
  --ease: cubic-bezier(.2,.7,.2,1); }
.mbchrome, .mbchrome *, .mbchrome *::before, .mbchrome *::after { box-sizing: border-box; }
.mbchrome { margin: 0; padding: 0; }
/* html{scroll-behavior} intentionally dropped: page-level, not chrome */
.mbchrome { font-family: var(--sans);
  font-weight: 400;
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  line-height: 1.5;
  font-size: 16px; }
.mbchrome img { max-width: 100%; display: block; }
.mbchrome a { color: inherit; text-decoration: none; }
.mbchrome button { font: inherit; cursor: pointer; border: 0; background: transparent; color: inherit; }
.mbchrome ::selection { background: var(--lime); color: var(--navy); }
.mbchrome .serif { font-family: var(--accent-serif); font-weight: 400; letter-spacing: -0.005em; font-style: italic; }
.mbchrome .sans { font-family: var(--sans); }
.mbchrome .mono { font-family: var(--mono); font-feature-settings: "tnum"; }
.mbchrome .tabular { font-variant-numeric: tabular-nums; }
.mbchrome .accent-italic, .mbchrome em.accent { font-family: var(--accent-serif); font-style: italic; font-weight: 400; letter-spacing: -0.005em; }
.mbchrome .overline { font-family: var(--sans);
  font-size: 11px;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  color: var(--ink-3); }
.mbchrome .overline .dot { display: inline-block;
  width: 4px; height: 4px;
  background: var(--orange);
  border-radius: 50%;
  vertical-align: 2px;
  margin-right: 8px; }
.mbchrome h1, .mbchrome h2, .mbchrome h3, .mbchrome h4 { margin: 0; font-weight: 700; letter-spacing: -0.02em; line-height: 1.05; }
.mbchrome h1 { font-family: var(--display); font-weight: 800; font-size: clamp(40px, 5.2vw, 76px); }
.mbchrome h2 { font-family: var(--display); font-weight: 800; font-size: clamp(32px, 4vw, 56px); }
.mbchrome h3 { font-family: var(--display); font-weight: 700; font-size: clamp(22px, 2.2vw, 32px); letter-spacing: -0.015em; }
.mbchrome h4 { font-family: var(--sans); font-weight: 600; font-size: 18px; letter-spacing: -0.005em; line-height: 1.3; }
.mbchrome h1 em, .mbchrome h2 em, .mbchrome h3 em { font-family: var(--accent-serif); font-style: italic; font-weight: 400; letter-spacing: -0.005em; }
.mbchrome p { margin: 0; }
.mbchrome .lead { font-size: clamp(17px, 1.4vw, 21px); line-height: 1.5; color: var(--ink-2); }
.mbchrome .muted { color: var(--ink-3); }
.mbchrome .small { font-size: 13px; line-height: 1.5; color: var(--ink-3); }
.mbchrome .tiny { font-size: 11px; letter-spacing: 0.02em; color: var(--ink-3); }
.mbchrome em { font-style: italic; }
.mbchrome .container { max-width: var(--container);
  margin: 0 auto;
  padding: 0 var(--gutter); }
.mbchrome .section { padding: 96px 0; }
.mbchrome .section-tight { padding: 64px 0; }
.mbchrome .section + .section { border-top: 1px solid var(--rule); }
.mbchrome .eyebrow-row { display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 28px; }
.mbchrome .hairline { height: 1px;
  flex: 1;
  background: var(--rule); }
.mbchrome .btn { display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 22px;
  border-radius: var(--r-sm);
  font-weight: 500;
  font-size: 15px;
  letter-spacing: 0.005em;
  transition: transform var(--dur-fast) var(--ease), background var(--dur-base) var(--ease), color var(--dur-base) var(--ease), box-shadow var(--dur-base) var(--ease);
  white-space: nowrap;
  line-height: 1; }
.mbchrome .btn:active { transform: scale(0.97); }
.mbchrome .btn-primary { background: var(--orange);
  color: var(--white); }
.mbchrome .btn-primary:hover { background: #E62E00; box-shadow: 0 8px 24px rgba(255,51,0,0.25); }
.mbchrome .btn-navy { background: var(--navy);
  color: var(--white); }
.mbchrome .btn-navy:hover { background: #050E22; }
.mbchrome .btn-ghost { background: transparent;
  color: var(--navy);
  border: 1px solid var(--navy); }
.mbchrome .btn-ghost:hover { background: var(--navy); color: var(--white); }
.mbchrome .btn-ghost-inv { background: transparent;
  color: var(--white);
  border: 1px solid rgba(255,255,255,0.4); }
.mbchrome .btn-ghost-inv:hover { background: var(--white); color: var(--navy); border-color: var(--white); }
.mbchrome .btn-link { display: inline-flex;
  align-items: baseline;
  gap: 6px;
  color: var(--navy);
  border-bottom: 1px solid var(--rule);
  padding-bottom: 2px;
  font-weight: 500; }
.mbchrome .btn-link:hover { color: var(--orange); border-color: var(--orange); }
.mbchrome .arrow { display: inline-block; transition: transform var(--dur-base) var(--ease); }
.mbchrome .btn-link:hover .arrow, .mbchrome a:hover .arrow { transform: translateX(3px); }
.mbchrome .utility { background: var(--navy);
  color: var(--inv-ink);
  font-size: 12.5px;
  padding: 9px 0;
  letter-spacing: 0.01em; }
.mbchrome .utility .container { display: flex; justify-content: space-between; align-items: center; gap: 20px; }
.mbchrome .utility .live { display: inline-flex; align-items: center; gap: 8px; }
.mbchrome .utility .pulse { width: 6px; height: 6px;
  background: var(--lime);
  border-radius: 50%;
  box-shadow: 0 0 0 0 rgba(208,253,122,0.6);
  animation: pulse 2.2s var(--ease) infinite; }
@keyframes pulse {
  0% { box-shadow: 0 0 0 0 rgba(208,253,122,0.55); }
  70% { box-shadow: 0 0 0 8px rgba(208,253,122,0); }
  100% { box-shadow: 0 0 0 0 rgba(208,253,122,0); }
}
.mbchrome .utility a { border-bottom: 1px solid rgba(255,255,255,0.25); padding-bottom: 1px; }
.mbchrome .utility a:hover { color: var(--lime); border-color: var(--lime); }
.mbchrome .site-header { position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,0.94);
  backdrop-filter: blur(18px) saturate(1.4);
  -webkit-backdrop-filter: blur(18px) saturate(1.4);
  border-bottom: 1px solid var(--rule); }
.mbchrome .nav { display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 48px;
  height: 104px; }
.mbchrome .logo { display: inline-flex;
  align-items: center;
  flex-shrink: 0;
  height: 83px; }
.mbchrome .logo img { height: 83px;
  width: auto;
  display: block;
  transition: opacity var(--dur-base) var(--ease); }
.mbchrome .logo:hover img { opacity: 0.85; }
.mbchrome .primary-nav { justify-self: center; }
.mbchrome .primary-nav ul { display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
  margin: 0; padding: 0; }
.mbchrome .nav-item { position: relative;
  display: flex;
  align-items: center; }
.mbchrome .nav-link { display: inline-flex;
  align-items: center;
  gap: 6px;
  font-family: var(--sans);
  font-size: 15px;
  font-weight: 600;
  color: var(--ink);
  padding: 10px 14px;
  letter-spacing: 0.005em;
  cursor: pointer;
  border-radius: var(--r-sm);
  background: transparent;
  border: 0;
  line-height: 1;
  transition: color var(--dur-fast) var(--ease), background var(--dur-fast) var(--ease);
  white-space: nowrap; }
.mbchrome .nav-link:hover { color: var(--navy); background: var(--paper-2); }
.mbchrome .nav-item.has-menu:hover .nav-link { color: var(--navy); background: var(--paper-2); }
.mbchrome .caret { display: inline-block;
  width: 8px;
  height: 8px;
  border-right: 1.5px solid currentColor;
  border-bottom: 1.5px solid currentColor;
  transform: rotate(45deg) translate(-2px, -2px);
  opacity: 0.45;
  transition: transform var(--dur-base) var(--ease), opacity var(--dur-fast) var(--ease);
  margin-top: -2px; }
.mbchrome .nav-item.has-menu:hover .caret { transform: rotate(225deg) translate(-2px, -2px);
  opacity: 0.9; }
.mbchrome .nav-cta { display: inline-flex; align-items: center; gap: 18px; flex-shrink: 0; }
.mbchrome .nav-cta .btn { font-size: 15px;
  font-weight: 600;
  padding: 13px 20px; }
.mbchrome .nav-cta .phone { display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  font-weight: 600;
  font-variant-numeric: tabular-nums;
  color: var(--ink-2);
  letter-spacing: 0.005em; }
.mbchrome .nav-cta .phone:hover { color: var(--navy); }
.mbchrome .nav-cta .phone-dot { width: 6px; height: 6px;
  background: var(--lime);
  border-radius: 50%;
  box-shadow: 0 0 0 3px rgba(208,253,122,0.25); }
.mbchrome .megamenu { position: absolute;
  top: calc(100% + 14px);
  left: 50%;
  transform: translateX(-50%) translateY(6px);
  background: var(--white);
  border: 1px solid var(--rule);
  border-radius: var(--r-md);
  box-shadow:
    0 28px 60px -24px rgba(9,22,56,0.22),
    0 6px 14px -6px rgba(9,22,56,0.06);
  padding: 14px;
  min-width: 280px;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--dur-base) var(--ease), transform var(--dur-base) var(--ease);
  z-index: 60; }
.mbchrome .megamenu::before { content: "";
  position: absolute;
  top: -8px;
  left: 0; right: 0;
  height: 16px; }
.mbchrome .megamenu.wide { min-width: 660px;
  padding: 22px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px; }
.mbchrome .nav-item.has-menu:hover .megamenu { opacity: 1;
  transform: translateX(-50%) translateY(0);
  pointer-events: auto; }
.mbchrome .mm-title { font-size: 10.5px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--orange);
  font-weight: 500;
  padding: 0 12px 10px;
  margin-bottom: 4px;
  border-bottom: 1px solid var(--rule); }
.mbchrome .megamenu a { display: flex;
  flex-direction: column;
  gap: 3px;
  padding: 10px 12px;
  font-size: 14px;
  font-weight: 500;
  color: var(--navy);
  border-radius: var(--r-xs);
  transition: background var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease);
  line-height: 1.2; }
.mbchrome .megamenu a em { font-style: normal;
  font-size: 12px;
  font-weight: 400;
  color: var(--ink-3);
  letter-spacing: 0.005em; }
.mbchrome .megamenu a:hover { background: var(--paper-2); color: var(--orange); }
.mbchrome .megamenu a:hover em { color: var(--ink-2); }
.mbchrome footer { background: var(--black);
  color: var(--inv-ink);
  padding: 80px 0 32px;
  font-size: 14px; }
.mbchrome .footer-top { display: grid;
  grid-template-columns: 1.2fr 1fr 1fr 1fr;
  gap: 56px;
  padding-bottom: 56px;
  border-bottom: 1px solid var(--inv-rule); }
.mbchrome .footer-brand .footer-logo { margin-bottom: 22px; }
.mbchrome .footer-brand .footer-logo img { height: 112px; width: auto; display: block; }
.mbchrome .footer-brand p { font-size: 14px; line-height: 1.6; color: var(--inv-ink-2); margin-bottom: 24px; }
.mbchrome .footer-socials { display: flex; gap: 10px;
  margin-bottom: 28px; }
.mbchrome .footer-socials a { width: 36px; height: 36px;
  border: 1px solid var(--inv-rule);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  color: var(--inv-ink);
  transition: all var(--dur-base) var(--ease); }
.mbchrome .footer-socials a:hover { background: var(--orange); border-color: var(--orange); color: var(--white); }
.mbchrome .footer-contact { font-size: 13.5px; line-height: 1.7; color: var(--inv-ink-2); }
.mbchrome .footer-contact strong { color: var(--white); display: block; margin-top: 18px; margin-bottom: 4px; font-size: 11.5px; letter-spacing: 0.14em; text-transform: uppercase; font-weight: 500; }
.mbchrome .footer-contact a:hover { color: var(--orange); }
.mbchrome footer h5 { font-size: 11.5px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--white);
  margin: 0 0 22px;
  font-weight: 500; }
.mbchrome .footer-col ul { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 12px; }
.mbchrome .footer-col a { color: var(--inv-ink-2); font-size: 14px; }
.mbchrome .footer-col a:hover { color: var(--lime); }
.mbchrome .footer-licensing { padding: 36px 0;
  border-bottom: 1px solid var(--inv-rule);
  font-size: 13px;
  color: var(--inv-ink-2); }
.mbchrome .footer-licensing h5 { margin-bottom: 14px; }
.mbchrome .footer-licensing .license-grid { display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px 24px;
  margin-top: 18px; }
.mbchrome .footer-licensing .license-grid a { color: var(--inv-ink-2); }
.mbchrome .footer-licensing .license-grid a:hover { color: var(--lime); }
.mbchrome .footer-licensing .license-grid strong { color: var(--white); font-weight: 500; }
.mbchrome .footer-bottom { padding-top: 28px;
  font-size: 11.5px;
  color: var(--inv-ink-2);
  line-height: 1.7; }
.mbchrome .footer-bottom .row1 { display: flex; justify-content: space-between; gap: 24px; margin-bottom: 18px; }
.mbchrome .footer-bottom .disclaimer { max-width: 1000px; }
@media (max-width: 1100px) {
  .mbchrome .hero .container { grid-template-columns: 1fr; gap: 48px; }
  .mbchrome .testimonial-grid, .mbchrome .founder-grid, .mbchrome .direct-bank-grid, .mbchrome .testimonial-band .container { grid-template-columns: 1fr; gap: 48px; }
  .mbchrome .nav ul { display: none; }
  .mbchrome .pillars-grid, .mbchrome .agility-grid, .mbchrome .solutions-grid, .mbchrome .deals-grid, .mbchrome .calc-grid, .mbchrome .blog-grid, .mbchrome .nonqm-grid, .mbchrome .persona-grid, .mbchrome .promises-grid { grid-template-columns: 1fr 1fr; }
  .mbchrome .bignum-grid, .mbchrome .trust-grid { grid-template-columns: repeat(2, 1fr); }
  .mbchrome .bignum, .mbchrome .trust-item { border-right: 0; padding-right: 0; }
  .mbchrome .map-card { grid-template-columns: 1fr; }
  .mbchrome .footer-top, .mbchrome .footer-licensing .license-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 720px) {
  .mbchrome .section { padding: 64px 0; }
  .mbchrome .container { padding: 0 20px; }
  .mbchrome .pillars-grid, .mbchrome .agility-grid, .mbchrome .solutions-grid, .mbchrome .deals-grid, .mbchrome .calc-grid, .mbchrome .blog-grid, .mbchrome .nonqm-grid, .mbchrome .persona-grid, .mbchrome .promises-grid, .mbchrome .bignum-grid, .mbchrome .trust-grid, .mbchrome .footer-top, .mbchrome .footer-licensing .license-grid { grid-template-columns: 1fr; }
  .mbchrome .pillar, .mbchrome .agility-step, .mbchrome .promise, .mbchrome .nonqm-item { border-right: 0; padding: 36px 0; border-bottom: 1px solid var(--rule); }
  .mbchrome .obj-row { grid-template-columns: 1fr; gap: 20px; }
  .mbchrome .compare-table th, .mbchrome .compare-table td { padding: 12px 14px; font-size: 13px; }
}

/* ==========================================================================
   THEME-BLEED NEUTRALIZER — added 2026-07-31 after the pilot on post 17446.
   Scoping .mbchrome keeps chrome.css from leaking OUT; it does nothing to
   stop WP theme/plugin CSS leaking IN wherever the chrome leaves a property
   undeclared. Each rule below pins the homepage's computed value for every
   property that mbanc.com's WP-page CSS sets on selectors matching chrome
   markup. Verified against the live sheets on 2026-07-31:
   - hello-elementor header-footer.css   .site-header {display:flex;
     flex-wrap:wrap; justify-content:space-between; padding-block:1rem;
     position:relative}                                            (0,1,0)
   - hello-elementor theme.css   .site-header:not(.dynamic-header)
     {width:100%; margin-inline:auto; max-width:500/600/800/1140px by
     breakpoint; padding-inline:10px @<576px}                      (0,2,0)
     — TIES .mbchrome .site-header, so the reset selector must be
     header.site-header at (0,2,1) to win outright, not by load order.
   - Elementor kit post-5.css   .site-header {padding-inline:50px} (0,1,0)
   - hello-elementor reset.css   button:focus {background:#c36;color:#fff}
     (base button props are already re-declared by .mbchrome .nav-link)
   On the standalone preview none of those sheets load, and every value
   below equals the homepage computed value, so this block is a no-op there.
   chrome.css's own responsive rules never touch .site-header, so an
   un-media'd reset cannot stomp a breakpoint override.
   ========================================================================== */
.mbchrome header.site-header {
  display: block;
  flex-wrap: nowrap;
  justify-content: normal;
  width: auto;
  max-width: none;
  margin: 0;
  padding: 0;
}
/* reset.css paints focused buttons #c36/#fff; the homepage leaves them alone.
   :not(:hover) keeps this from out-cascading the .nav-link:hover highlight. */
.mbchrome button:focus:not(:hover) {
  background-color: transparent;
  color: inherit;
  text-decoration: none;
}
/* Elementor kit post-5.css sets `.elementor-kit-5 h5` (0,1,1) with
   font-family:"loos-normal" and line-height:1.2em. A direct element match
   beats inheritance from .mbchrome, so the chrome's h5s (all in the footer)
   pin the homepage values here at (0,1,2). Measured 2026-07-31: Manrope,
   line-height 17.25px = 1.5 x 11.5px. */
.mbchrome footer h5 {
  font-family: var(--sans);
  line-height: 1.5;
}
/* Megamenu behavior parity with the homepage (found 2026-07-31, item-4 check).
   On the homepage, mbanc-patch-9.js injects <style id="mbanc-dropdown-fix">:
   a 24px hover bridge over the 14px link->menu gap, :focus-within keyboard
   support, fast-open (0.18s, no delay) / grace-close (0.25s +0.08s delay,
   0.35s visibility hold). patch-9 is deliberately NOT loaded on state pages
   (it overwrites meta descriptions), so the block is mirrored here verbatim,
   scoped .mbchrome. Keep in sync with injectDropdownFix() in mbanc-patch-9.js. */
.mbchrome .nav-item.has-menu { position: relative; }
.mbchrome .nav-item.has-menu::after {
  content: "";
  position: absolute;
  left: -16px;
  right: -16px;
  top: 100%;
  height: 24px;
  background: transparent;
}
.mbchrome .nav-item.has-menu:hover .megamenu,
.mbchrome .nav-item.has-menu:focus-within .megamenu {
  opacity: 1 !important;
  pointer-events: auto !important;
  transform: translateY(0) !important;
  visibility: visible !important;
}
.mbchrome .megamenu {
  transition: opacity 0.25s ease 0.08s, transform 0.25s ease 0.08s, visibility 0s linear 0.35s !important;
}
.mbchrome .nav-item.has-menu:hover .megamenu {
  transition: opacity 0.18s ease, transform 0.18s ease, visibility 0s !important;
}