About US
Your #1 team of mortgage experts
All our expertise and flexible mortgage solutions are at your service. We are standing by to help you right now.
Positively Simple
A mortgage that might seem complex to a regular bank or mortgage lender is what MBANC does best.
Whether purchasing a home or refinancing your mortgage, we are committed to providing a quick and easy process that caters to your unique financial profile.
At MBANC, we understand that you have a choice of financial advisors and various mortgage options. With a combined experience of over 100 years, our knowledgeable leadership team provides the confidence you can bank on.
We are here to build a long-term relationship with you. Let get started on your mortgage journey.
Find out the best rate and terms possible available to you now.
Our Leadership
Michael Dallal ESQ
Has enjoyed a highly productive career in the mortgage industry as an advisor, consultant, and transaction pioneer. Michael is an attorney that has focused on transactional corporate and, real estate matters, Michael has concentrated on representing mortgage lenders, mortgage brokers, federal and state depository institutions and federal credit unions in mortgage lending compliance and transactional matters.
Michael’s legal career has been focused on interpreting key areas of federal law and state regulatory compliance. Michael manages all licensing, contractual, and investor and regulatory compliance as the President of Mortgage Bank of California. Michael also has extensive experience in the capital markets practice since 2000.
President
Tabitha Mazzara
Joined the Mortgage Bank of California in 2015 and has a distinguished career and track record in the mortgage industry. Her experience encompasses nearly every phase of the mortgage lifecycle, from origination to securitization, as well as the associated trading activities related with these instruments. Having started her career as an analyst and programmer, creating and developing financial models, Tabitha has a rare perspective of the industry’s many intricacies and interrelationships.
She is well versed in whole note structuring and securitization, building and managing mortgage trading and origination operations. Tabitha’s primary responsibilities include but are not limited to managing all functions associated with the loan operations processes and procedures, including pipeline management, valuation, risk metrics, pricing, trading and financial reporting.
Director of Operations
Mayer Dallal
Over 20 years of experience with mortgage and investment related sales, loan origination, direct-to-consumer marketing, itinerant professional networking with real estate agents and brokers, financial planners, CPAs, attorneys, religious organizations and corresponding regional lender representatives, conventional and government FHA, VA, USDA, retail and wholesale mortgage underwriting, credit analysis, real estate and fund investment and financial planning; substantial knowledge of collateral valuation, due diligence and quality assurance, risk management and loss mitigation; pertinent federal and state real estate laws and state-by-state compliance.
Managing Director
Mbanc | Redefining Non QM Home Lender
Mbanc is more than a mortgage lender—it is America’s leading consumer direct non-QM home lender, built for those who refuse to settle for the ordinary. Entrepreneurs and freelancers seeking a substantial property purchase will find our services particularly beneficial. We offer flexible lending solutions, allowing clients to access up to $500,000 to purchase whatever they need without traditional documentation. We simplify the mortgage qualification process by allowing clients to use their business and personal bank deposits. Where traditional banks see obstacles, we see opportunity. Our simple foreign national criteria make it easy for foreign nationals to invest in U.S. property without traditional documentation. Our expertise lies in structuring strategic lending solutions that empower individuals, entrepreneurs, and investors to achieve financial success on their terms as a leading direct non qm home lender. Clients can leverage their bank deposits for high-value property purchases using our streamlined process. We offer flexible loan amount determinations based on various asset types. Additionally, clients can qualify using cash semi-liquid assets, making the process accessible and straightforward. Clients can also qualify with rental income, making it easier for investors to secure financing.
Built on Experience, Driven by Client Success Agility Advantage
At Mbanc, mortgage lending isn’t just a transaction—it’s an art, backed by science. Investment strategies and informational articles are part of our commitment to providing valuable resources to our clients. With over a century of combined experience in mortgage financing, risk management, and capital markets, our leadership team has cultivated an institution that challenges convention and delivers results. Studies market insights investment further showcase our expertise and dedication to informing our clients.
The financial landscape is constantly evolving, and so are we. While outdated banking models rely on rigid formulas and red tape, we move with precision, leveraging data-driven strategies and market intelligence to unlock financing solutions where others see dead ends. Market insights investment strategies are integral to our approach, ensuring informed decision-making in financial dealings. Our ability to navigate complex financial structures makes us the go-to partner for those who demand speed, flexibility, and performance.
A New Standard in Investment Property Lending
Mortgage lending has long been plagued by inefficiency—bureaucratic processes, outdated risk assessments, and unnecessary friction. Mbanc was built to eliminate those barriers. We’ve engineered a lending framework that is as dynamic as the clients we serve, offering financing solutions tailored to the modern economy. Our streamlined process makes high-value property purchase accessible to more buyers. We offer loans based on actual or proposed rental income, making it easier for investors to qualify.
We cater to high-net-worth individuals, self-employed professionals, real estate investors, and those with non-traditional income streams—people whose financial realities extend beyond standard paychecks and cookie-cutter lending requirements. This includes those looking to acquire investment property with flexible loan options based on proposed rental cash flow, encouraging the establishment of a short or long-term rental property business.
Our approach is rooted in understanding the full financial picture, structuring loans that reflect true earning potential rather than outdated, one-size-fits-all models. We offer specialized programs for the foreign national seeking to invest in U.S. real estate.
Our services do not require a US credit, social security number, or traditional income documentation, such as pay stubs to qualify making it easier for a diverse range of clients to qualify. Borrowers can qualify without providing W-2s, tax returns, or income documentation, appealing to entrepreneurs and freelancers.
Precision, Speed, and Execution
At Mbanc, we don’t believe in waiting. Our streamlined lending process is designed for efficiency, cutting through unnecessary delays to deliver rapid approvals and seamless closings. Every step is optimized for speed without compromising due diligence, ensuring our clients move forward with confidence and clarity.
Beyond Transactions—A True Financial Partner
Most lenders provide loans. We provide solutions. Our commitment to clients goes far beyond closing deals—we build lasting relationships, giving you a sense of your mortgage and guiding them through financial opportunities that extend well beyond a single transaction. Our mortgage solutions allow clients to qualify using income free from traditional documents like W-2s. Whether it’s navigating market shifts, optimizing financial structures, or preparing for future investments, Mbanc is a trusted partner in long-term financial success. We offer an understanding knowledgeable loan agent to discuss your mortgage needs, ensuring personalized attention and a smooth lending process.
We don’t follow industry standards—we set them. This is mortgage lending redefined. This is Mbanc. Our understanding knowledgeable loan agent provides tailored support, especially for self-employed clients or those seeking non-traditional loan options, ensuring you feel informed and secure throughout the loan process. Clients can qualify for loans without the need for traditional income documentation, such as W-2s, tax returns, or pay stubs.