DSCR investment Mortgage
No Time Wasted: DSCR Loans for Efficient Portfolio Growth
Unlock portfolio growth effortlessly with our tailored DSCR (Rental Income) loans—designed for rapid expansion without requiring personal income documentation.
DSCR Loans Built for Every Investor
Rental properties are an excellent way to increase your net worth and diversify your investment holdings. Mbanc clients return to us time and time again because of our financial insights throughout the purchase cycle. Our diligent review of the numbers will help to clarify your purchase decision.
- Only for investment properties
- Loan amounts up to $3.5M
- Unlimited refinance cash-out up to $3M
- No Income Check
- Qualify using short-term & long-term rental income
- Non-warrantable condo and Condotel properties are eligible
- No W2s, pay stubs, or tax returns required
- 10 - Year Fixed Interest Only Options on 30 & 40 Year Terms
Try Our 2-Minute QuickQual
What is a DSCR Investment Rental Jumbo Mortgage?
There are no income requirements for a DSCR mortgage. Unlike conventional loans that hinge on your personal income and debt, a DSCR loan evaluates your property’s projected rental income as the primary qualifying factor.
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DSCR stands for debt service coverage ratio. For example, if the ratio required is 1.25, it means the property must produce 25% net positive cash flow after all expenses have been deducted.
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Whether you’re a prospective property owner, a real estate investor, or an entrepreneur seeking to tap into the real estate market, this innovative loan option grants you unprecedented flexibility and seamless financing.Â
Mbanc successfully financed our property purchase, even with an unusual loan scenario. Their team went above and beyond, creatively navigating every challenge and ensuring a smooth closing. We truly felt their dedication and wouldn’t hesitate to work with them again in the future.
Jules G.
Free initial consultation
Chat with our rental mortgage specialists about your investment goals—no obligation, just expert advice.
Simple property evaluation
We quickly analyze your property’s rental income potential, market trends, and location to streamline your approval.
Personalized DSCR loan
Get a personalized DSCR loan tailored specifically to your rental property and investment strategy—no personal income documentation required.
Quick closing
We understand the value of your time. Count on MBANC to fund your loan smoothly and promptly, so you can move on to your next deal.
Tailored mortgage solutions for all investors
Mortgage Approval Made Simple
At Mbanc, our mortgage programs are specially crafted to match your unique financial situation. Our expert team provides premier service designed specifically for entrepreneurs, investors, and business owners.
Foreign National
Explore U.S. property investment opportunities—no U.S. citizenship or established credit needed.
DSCR Rental Investment Mortgage
Qualify with Confidence: DSCR program caters to real estate investors, offering qualification based on rental property cash flow.
Blog
Rental Income Mortgage Success Stories
Finally, a Loan That Prioritizes Property Performance Over Personal Paperwork
If you’re a real estate investor, you know that time is money—and that traditional banks often cost you both.
They want tax returns. They want W-2s. They want to comb through your personal finances, even when you’re buying a property that clearly pays for itself.
That’s why Mbanc offers a more intelligent, streamlined solution.
The DSCR mortgage loan is a Non-QM lending product designed to let the property itself qualify for the loan—not your income, not your tax filings, not your personal financial story.
It’s built for investors, entrepreneurs, and high-net-worth individuals who want to scale their real estate portfolios without delay or unnecessary documentation.
Ready to Get Started?
Speak with an MBANC Loan Expert today and get personalized guidance for your mortgage needs.