Interest-Only Jumbo Mortgage
Reduce your monthly payments with an Interest-Only Mortgage
Does your income fluctuate? Do you want maximum control over your cash flow? Consider the benefits of an interest-only mortgage and make an informed decision that aligns with your financial goals.
MBANC’s
97% Pull-Through Rate: Confidence You Can Count On
What does a 97% pull-through rate mean for you? It means when we say you’re pre-approved, we truly mean it. Our pre-approvals aren’t just empty promises based on automated forms; they’re backed by thorough, expert evaluations of your information.
We respect your time, your realtor’s efforts, and the importance of your property deal. With Mbanc, you can confidently move forward knowing that our pre-approved borrowers successfully reach full underwriting approval.
Ready to experience the difference? Apply today and let Mbanc show you what true commitment looks like.
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Beyond Traditional Mortgages: Interest-Only Flexibility Awaits

Whether you need a jumbo loan or something less with the Mbanc Interest-Only Jumbo Mortgage, or if you need alternative documentation beyond W-2s, tax forms, or pay stubs to qualify, we have mortgages tailored to your unique situation. Our dedicated team will invest the time to thoroughly answer all your questions and transparently explain the intricacies of your Mbanc loan.
- Available across all Mbanc mortgage programs
- 10 - Year Fixed Interest Only Options on 30 & 40 Year Terms
- No expensive balloon payment after the interest-only period
- Loan amounts up to $4M
- Unlimited refinance cash-out up to $3M
- Minimum 660 FICO credit score to qualify
- Business/Personal Bank Statements and DSCR Rental Income accepted
- No W-2s, pay stubs, or tax returns needed
Working with Mbanc was a game-changer! Mayer and his team provided exceptional personal service, guiding me through the entire process. They delivered exactly what they promised – no games, just fantastic results. If you’re looking for a mortgage partner who truly cares and gets things done, look no further. I highly recommend Mbanc and will definitely use them again!
Rafael F.
Call Us, On Us
We specialize in complex mortgages for self-employed, investors, and more. Let’s chat!
Skip the Paperwork Pile
Bank statements, 1099s, investments? We accept them! We’ll find a way to qualify you.
Tell Us Your Dream
We help you buy or refinance nationwide. Vacation home? Investment property? Let’s make it happen.
Fast and Easy Closing
Our proven process saves you time. We handle the details so you can relax.

Creative ways to use an Interest-Only Jumbo Mortgage
This mortgage option is ideal if you can hold the property for less than ten years. For example, if you are nearing retirement, you can choose an affordable second property for your future using the mbanc Interest-Only Jumbo loan.
Then, when the time comes, sell your primary residence at full value and use the proceeds for the retirement home. Smart, right?
Interest-only Mortgage Solutions Tailored for all Investors
Mortgage Approval Made Simple
Rental Income DSCR
Turn investment properties into steady streams of wealth and income.
Interest Only Jumbo Mortgage Programs
A Interest-Only Jumbo Mortgage opens doors to a new level of financial flexibility and tailored financing
Blog
Interest-Only Jumbo Mortgage Success Stories
Ready to Get Started?
Speak with an Mbanc Loan Expert today and get personalized guidance for your mortgage needs.
Frequently Asked Questions
Contact us for a complimentary quote on our competitive rates to discover your potential qualification amount.
What is an Interest-Only Mortgage?
An Interest Only home loan allows you to qualify for a mortgage using a lower payment because you are only paying interest. This affords you the flexibility for lower payments and to qualify for more of a loan. The best part of mbanc Interest only home loan is that its fixed for the duration of the loan. No need to worry about adjustable mortgages and rate fluctuations.
Call for more information!
Do Interest-Only Mortgages have an adjustable rate?
No. Mbanc interest-only mortgage options fully amortize into a 20-year or 30-year fixed term after the interest-only period – without a large balloon payment.Call for more information!
Is the mbanc Interest-Only Jumbo Mortgage only for my primary residence?
No. Mbanc Interest-Only Mortgages are available for primary residences, second homes, and investment properties.Call for more information!
What is a Jumbo mortgage loan?
It depends on your location, but generally speaking, it is a loan amount of over $1,000,000.
Call for more Information!