Interest-Only Jumbo Mortgage

Reduce your monthly payments with an Interest-Only Mortgage

Does your income fluctuate? Do you want maximum control over your cash flow? Consider the benefits of an interest-only mortgage and make an informed decision that aligns with your financial goals.

97% Pull-Through Rate

What is a “pull-through rate?” This is another way of saying that our word means something. 


When we tell you (or a realtor) that you are pre-approved for a loan, it means you are, in fact, pre-approved for a loan. 


Unlike other lenders, we won’t jeopardize your property deal or frustrate your realtor with meaningless pre-approval letters based on an online form. 


We do a thorough investigation of all the information you provide us. 97% of our official pre-approvals move on to full mortgage underwriting approval. (The other 3% are usually borrowers who change their mind about the property).


Our excellent results demonstrate our unwavering dedication to clients like you.

Try Our 2-Minute QuickQual

All our mortgage programs offer an interest-only option

Whether you need a jumbo loan or less than that with the mbanc Interest-Only Jumbo Mortgage or need documents other than W-2s, tax forms, or pay stubs to qualify, we can have mortgages that adjust to your circumstances. Our team will take the time to answer all your questions and clearly communicate the details of how your mbanc loan works.

Mayer and his team is absolutely top notch. Talk about personal service?? He even came to the home to see it himself and walk me through the process. And, they say what them mean, and mean what they say. No games…just results. Great team. Will use them again without hesitation!!

Rafael F.

How the process works

We'll find the right mortgage program based on your alternative documentation


Make the first call. The expense is on us!

We’re leading mortgage experts who know how to think outside the box. The mbanc team handles complex mortgages for self-employed individuals, independent contractors, investors who only want to use rental income to qualify, individuals with assets and no income and foreign nationals. All these individuals can benefit from the mbanc Interest Only Jumbo Mortgage!


We do our best to help you qualify

In contrast to traditional banks, we don’t need lots of income proof for our mortgages. We accept bank statements, 1099 income, investment accounts, properties, and rental income. You know you can make the payments, so our team will dig deep with you to come up with the documents and payment plan.


Share with us your dream property story

Confidently purchase or refinance a property with mbanc. We operate in many states nationwide if you have your eye on a personal home, vacation property, or property investment opportunity. If you are searching for rental property opportunities, our market research tools will help you calculate your return on investment.


In a rush to close?

One of the benefits of working with mbanc’s team of seasoned professionals is that you save time. Our proven closing process is systematic. We minimize back-and-forth conversations because we clearly communicate with you from the beginning. Plus, behind the scenes, we know exactly what we are doing.

Creative ways to use an Interest-Only Jumbo Mortgage

This mortgage option is ideal if you can hold the property for less than ten years. For example, if you are nearing retirement, you can choose an affordable second property for your future using the mbanc Interest-Only Jumbo loan.


Then, when the time comes, sell your primary residence at full value and use the proceeds for the retirement home. Smart, right?

Here are just a few programs that offer Interest-only

Mortgage Approval Made Simple

Bank Statement

Use one to two years of healthy bank statement deposits to qualify.

Asset Utilization

Use your liquid assets (instead of the usual tax returns) to apply.

Rental Income DSCR

Investment properties can create wealth and income.

1099 Jumbo

Entreprenuers can now make large property purchases.

Interest Only Jumbo Mortgage Programs

A Interest-Only Jumbo Mortgage opens doors to a new level of financial flexibility and tailored financing

Ready to make the call?

Connect with your dedicated mbanc loan professional today to explore the flexible mortgage possibilities available to you. 
Discover the pros and cons of an Interest-Only Jumbo Mortgage financing solution.

Frequently Asked Questions

Contact us for a complimentary quote on our competitive rates to discover your potential qualification amount.

What is an Interest-Only Mortgage?

An Interest Only home loan allows you to qualify for a mortgage using a lower payment because you are only paying interest. This affords you the flexibility for lower payments and to qualify for more of a loan. The best part of mbanc Interest only home loan is that its fixed for the duration of the loan. No need to worry about adjustable mortgages and rate fluctuations.
Call for more information!

No. Mbanc interest-only mortgage options fully amortize into a 20-year or 30-year fixed term after the interest-only period – without a large balloon payment.Call for more information!

No. Mbanc Interest-Only Mortgages are available for primary residences, second homes, and investment properties.Call for more information!

It depends on your location, but generally speaking, it is a loan amount of over $1,000,000. 

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