“It gives customers better control… [and] allows them to access more services,” said Desh Weragoda

chief technology officer for MBANC, a specialized mortgage lender for self-employed business owners and investors. MBANC uses open banking technology to allow customers to share their financial data more easily.



At MBANC, we understand that you have a choice of who your financial advisor will be for your mortgage journey. Whether it is purchasing a home or refinancing your mortgage, we want to be your choice. We take this very seriously and since 2005 we have made it our mission to provide a quick and easy process to understand and cater to your unique financial profile.

With a combined experience of over 100 years, we bring to you confidence you can bank on. Wisdom built on experience and innovation born through never ending passion for excellence. MBANC is your premier mortgage lender. Our mortgage analysts are here to provide you concierge service by treating each relationship with the utmost care and consideration. We are here to build relationships. Let us help you with your mortgage journey.

Leadership Team

Michael Dallal ESQ


Has enjoyed a highly productive career in the mortgage industry as an advisor, consultant, and transaction pioneer. Michael is an attorney that has focused on transactional corporate and, real estate matters, Michael has concentrated on representing mortgage lenders, mortgage brokers, federal and state depository institutions and federal credit unions in mortgage lending compliance and transactional matters.

Michael’s legal career has been focused on interpreting key areas of federal law and state regulatory compliance. Michael manages all licensing, contractual, and investor and regulatory compliance as the President of Mortgage Bank of California. Michael also has extensive experience in the capital markets practice since 2000.

Tabitha Mazzara

Director of Operations

Joined the Mortgage Bank of California in 2015 and has a distinguished career and track record in the mortgage industry. Her experience encompasses nearly every phase of the mortgage lifecycle, from origination to securitization, as well as the associated trading activities related with these instruments. Having started her career as an analyst and programmer, creating and developing financial models, Tabitha has a rare perspective of the industry’s many intricacies and interrelationships.

She is well versed in whole note structuring and securitization, building and managing mortgage trading and origination operations. Tabitha’s primary responsibilities include but are not limited to managing all functions associated with the loan operations processes and procedures, including pipeline management, valuation, risk metrics, pricing, trading and financial reporting.

Mayer Dallal

Managing Director

Over 20 years of experience with mortgage and investment related sales, loan origination, direct-to-consumer marketing, itinerant professional networking with real estate agents and brokers, financial planners, CPAs, attorneys, religious organizations and corresponding regional lender representatives, conventional and government FHA, VA, USDA, retail and wholesale mortgage underwriting, credit analysis, real estate and fund investment and financial planning; substantial knowledge of collateral valuation, due diligence and quality assurance, risk management and loss mitigation; pertinent federal and state real estate laws and state-by-state compliance.

Frank Avalos

Executive Manager

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Sales Team

Zack Greenfeld

Senior Loan Officer

Zack has been in the real estate industry for more than 15 years specializing in Non-QM, and conventional mortgage financing. He has a proven track record of closing alternative documentation, foreign national, 1099 and W-2 mortgage transactions. Zack has a keen eye for mortgage qualification solutions and prioritizes client centric needs. 

“Zack Greenfeld and his team were excellent from start to finish.  He was able to close on my house in 10 days!!! After working with Rocket Mortgage and hitting road blocks, Zack stepped in and took over, guiding me every step of the way to ensure that I was knowledgeable about the process and most of all no longer frustrated. Zack is truly a man of action and true to his word.” – Sarna Johnson

Office: (424) 306-1960

Cell: (310) 729-3337

Abe Chayo

Senior Loan Officer

Abe has a proven track record of closing alternative documentation, foreign national, 1099 and W-2 mortgage transactions. With over 10 years of mortgage financing experience and fluent in five languages, Abe has the expertise to solve any complex financial situation and can get the job done fast and seamless. In Abe’s free time he enjoys traveling with his family, hiking and discovering the next best foodie location.

“This was my 2nd loan working with Abe Chayo. He worked closely with me to make sure everything went smooth, and I was very happy with the outcome. I highly recommend him to anyone who is considering a jumbo purchase” – Moshe King

Jason Rod

Loan Officer, Hawaii Branch Manager

Aloha! Jason Rod is the Hawaii Branch Manager for MBANC and a Hilo, Hawaii local. Jason has a proven track record of closing alternative documentation, foreign national, 1099 and W-2 mortgage transactions. With just 4 years of mortgage financing experience, Jason has established clientele across the U.S and in his home island of Hawaii. In Jason’s free time he enjoys fishing, biking in the Hawaii trails, and hiking in the adventurous island caves. 

“Possibly one of the best loan experiences I’ve had. Jason and his team absolutely crush. The service is next level. Many closings have to be extended in Hawaii but they were able to close two weeks ahead of schedule. I highly recommend their services.” – Clint Colins

Tyler Khani


Tyler has been in the Real Estate Industry since 2018, where he started as an Intern, working closely with Loan Officers. Juggling showings and academics, Tyler began selling homes to individuals and families in NY. Tyler studied Finance at University and decided to make a pivot to Financial Services. Today, Tyler is an experienced Licensed Mortgage Loan Officer at Mbanc, a Non-QM direct lender. He spends his time assisting borrowers in qualifying for mortgages to purchase or refinance primary homes, secondary/vacation homes, and investment properties.

Marites Mandigma

Conventional Mortgage Financing

Mari has been in the mortgage industry for more than 20 years specializing in Non-QM, and conventional mortgage financing. She has a proven track record of closing alternative documentation, foreign national, 1099 and W-2 mortgage transactions. Mari has a keen eye for mortgage qualification solutions and prioritizes client centric needs. In her free time, Mari enjoys quality family time, shopping the latest fashion trends and traveling with her family.

“You won’t be disappointed! Marites and Lateefah are the best in the business. They both took their time and walked me through the entire process of my refinance. I highly recommend the Super Team of Marites and Lateefah. I will be doing business with them again and will be recommending them to all my friends and family. Thank you!” – Ricky Tran