Many people perceive the United States (U.S.) as a land of immeasurable and abundant opportunities. Ultimately, this opportunity is at the heart of the American Dream. For foreign buyers, owning U.S. property is owning your part of this oft-vaunted dream. When you partner with mbanc, you partner with a premier lender that tailors foreign national home mortgages to accommodate your needs and aspirations. Learn more about who we are, what we do, and what sets us apart:
Who We Are: The Premier Lender for Foreign Buyers
At mbanc, we are a premier financing option for foreign buyers, and we dedicate ourselves to providing exclusive concierge services.
For foreign nationals, acquiring financing to purchase their piece of the American Dream is challenging. We boast an unrivaled network of international real estate professionals that devise custom-built foreign-national mortgage options to make that dream a reality.
As a lender, our passion is helping non-citizens navigate the complex financing process, from the initial application to the latter closing stages, and delivering them to the home of their dreams on their terms.
Ultimately, we root our unequaled concierge services in the relationships we build with clients and the inexhaustible care and consideration we offer.
What We Do: Foreign National Home Loans
Our mission is to provide invaluable financing for foreign buyers that caters to each individual’s individuating aspirations.
This program is solely for second homes, vacation homes, and investment properties. We’ve tailored our foreign national home mortgages to help borrowers who may not live in the United States but want to purchase or refinance a property.
Our home loans for foreign nationals are premier financing options for borrowers who live and work in countries outside of the USA but want to stay in their home country or invest in a vacation or investment property. Key features of our program include:
- Loan amounts up to $2 million
- Max. LTV up to 75%
- Max. DTI of 50% (if qualifying with income)
- The ability to use assets in foreign accounts to source funds to close
- 10-Year, 15-year, 30-year, and 40-year fixed interest options
- Financing and refinancing options
- Max. cash in hand up to $500,000
- Occupancy available for second homes and investment properties
- DSCR, bank statement, 1099, and asset utilization programs
- With U.S. credit, borrowers need a min. 680 FICO score and a min. of two reporting tradelines for 24 months or three reporting tradelines for 12 months
- Without U.S. credit, borrowers need two credit reference letters from companies that have extended credit and one bank reference letter
If you are interested in partnering with the premier lender for foreign nationals, apply now to get started. We are as invested in your success as you are.
Why Foreign Buyers Should Partner with mbanc Worldwide
As one of the premier foreign national home loan lenders, we don’t just finance mortgages; we finance your American Dream.
Our world-class concierge services empower us to transcend the competition. We specialize in mortgages for foreign nationals, and these services include:
- Access to an international network of real estate experts
- Realtor concierge services
- Property staging services
- Property management services
- mbanc Worldwide Locations
In addition to home loans for foreign nationals, with mbanc, you receive access to mbanc Invest, an innovative rental property calculator that enables you to determine the ROI of any investment property faster and with more precision than ever.
Our passion is delivering a seamless mortgage experience that makes living your American Dream as easy and painless as falling asleep.
Learn More About How mbanc Worldwide Delivers Foreign Buyers Like You to Their American Dream
While opportunities are seemingly endless in the United States, navigating the process of obtaining a foreign national mortgage is complex and often intimidating. To compound the complexity, the industry is full of predatory lenders who don’t operate with borrowers’ best interests in mind. Still, a complicated process shouldn’t stand between you and your American Dream, and we proudly make it more accessible than ever before.
Learn more about our mortgages for foreign nationals and talk with our team today.