Expert non-QM mortgage insights for self-employed borrowers, real estate investors, and high-net-worth buyers. Market updates, borrower guides, and strategies from America’s #1 consumer-direct non-QM lender.
Foreign nationals face the same mortgage documentation problem that US asset-rich retirees face — but more acutely. Their income is documented under foreign regulatory frameworks.
Colombian nationals are the second most active Latin American buyer group in Miami’s foreign national real estate market, with growing presence in Houston (energy industry
Brazilian nationals are among the most active foreign real estate buyers in the US, and Miami is their primary destination. The combination of Miami’s established
Mexican nationals are among the most active foreign national real estate buyers in the US. The top markets: San Diego, Los Angeles, Dallas, Houston, San
Houston’s foreign national real estate market is the most energy-sector-concentrated of any US city. The world’s major oil and gas companies — ExxonMobil, Shell, BP,
The choice between asset utilization and DSCR for foreign nationals is not a difficult one — it’s determined by the type of property you’re purchasing:
This is the definitive checklist for foreign nationals applying for a US mortgage through Mbanc’s Non-QM programs. Every item listed is required or strongly recommended.
European foreign national buyers in the US have a profile that differs meaningfully from Latin American buyers: they often arrive with some US financial infrastructure
The 640 US credit score is the most common barrier separating foreign nationals from US mortgage qualification — not their wealth, not their assets, not
The US visa requirement for foreign national mortgages is straightforward: you need a valid, currently active US visa at the time of application. The visa