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Foreign National Loans FAQ

Foreign national loans, answered.

What international buyers ask about financing US property with no SSN and no US credit — in plain language.

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Foreign National Loans FAQ

Frequently asked.

About qualifying without US credit or an SSN, remote closings, and eligible property — answered without jargon.

Call a Banker → (844) 918-1886
Yes. Mbanc finances US investment property for non-resident buyers with no US credit history, no Social Security number, and no US income required.
A valid passport, proof of funds, and a property whose rental cash flow (DSCR) supports the loan.
No. Mbanc underwrites foreign national files without a US credit file.
Yes — closings are handled through international notarization, so you can complete the purchase remotely.
Non-owner-occupied investment property — single-family rentals, condos, and 2–4-unit properties across all 46 Mbanc states.
Most foreign national files close in roughly 15 days, including cross-border documentation.
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Foreign National FAQ

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★ 4.9 · 194 Google reviews

From funded borrowers.

Real, verified reviews from MBANC clients on Google.

★★★★★
Found a house we loved that required an 18-day close. Jason at MBANC got it done in 13 — always on top of everything and keeping me in the loop. My realtor said Jason was one of the best lenders he's ever worked with. Best experience I've had buying a home.
Scott S.Purchase · closed in 13 days
★★★★★
MBANC made the impossible happen for us. Multiple traditional lenders looked at my complex financial profile, put it in the ‘too difficult’ pile, and said no. MBANC was entirely different — Jason and Mayer used creative problem-solving and real expertise to find a path forward. Where others saw roadblocks, they said YES.
M. BennettLocal Guide · complex profile
★★★★★
Mayer and Jason have a rare ability to serve both sides of the spectrum flawlessly. They helped a friend qualify for a first home as a small-business owner, and had the sophisticated flexibility to help me — a seasoned waterfront buyer — strategically grow my portfolio while maintaining liquidity between transactions. Highly recommend.
LimeLight BilliardsSmall-business owner · investor

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★ ★ ★ ★ ★ 4.9 · 194 Google reviews $2.2B+ Non-QM funded 3,000+ borrowers NMLS #38232 · since 2005
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