What high-net-worth borrowers and retirees ask about qualifying on assets instead of income — in plain language.
About converting assets to income, eligible accounts, and the 84-month divisor — answered without jargon.
Convert your assets into qualifying income, then talk to the underwriter who reads the file.
Convert assets into qualifying income with the 84-mo divisor.
High-net-worth borrowers qualify on assets, not income.
Self-employed borrowers qualify on 12 or 24 months of deposits.
A real underwriter reviews your file within 24 hours.
Still have a question? A real Principal Banker answers within one business hour. No initial credit pull. No application required at intake.
Real, verified reviews from MBANC clients on Google.
Found a house we loved that required an 18-day close. Jason at MBANC got it done in 13 — always on top of everything and keeping me in the loop. My realtor said Jason was one of the best lenders he's ever worked with. Best experience I've had buying a home.
MBANC made the impossible happen for us. Multiple traditional lenders looked at my complex financial profile, put it in the ‘too difficult’ pile, and said no. MBANC was entirely different — Jason and Mayer used creative problem-solving and real expertise to find a path forward. Where others saw roadblocks, they said YES.
Mayer and Jason have a rare ability to serve both sides of the spectrum flawlessly. They helped a friend qualify for a first home as a small-business owner, and had the sophisticated flexibility to help me — a seasoned waterfront buyer — strategically grow my portfolio while maintaining liquidity between transactions. Highly recommend.
Sixty seconds. No initial credit pull. A real number from the people who underwrite the loan.
