Get Pre-Qualified
Start with QuickQual. No US credit file required. A real Mbanc underwriter reviews within 24 hours.
Built for non-resident international buyers. Finance US investment property with no Social Security number, no US credit history, and no US tax returns. Qualify on the property’s rental cash flow.
Non-resident buyers regularly get turned away because they lack a US credit file or Social Security number. Mbanc’s Foreign National program finances US investment property without either — qualifying on the property’s rental cash flow, with remote closings handled through international notarization.
No US credit pull required to start. A real Mbanc underwriter reviews every Foreign National file and walks you through the cross-border specifics.
Start with QuickQual. No US credit file required. A real Mbanc underwriter reviews within 24 hours.
Provide a passport and proof of funds. No SSN, no US credit history, no US tax return required.
Qualify on the property’s rental cash flow. Your banker guides the cross-border documentation.
Receive a real loan amount, rate, fees, and closing timeline. Transparent terms in writing.
Close through international notarization — no need to travel to the US. Most files close in ~15 days.
A passport and proof of funds replace the Social Security number.
Mbanc qualifies you without a US credit file — common for first-time US buyers.
The property’s rental cash flow qualifies the loan, not US income or tax returns.
International notarization means you don’t have to travel to the US to close.
Finance US rental and investment property in all 46 Mbanc states.
When Mbanc says you’re approved, you close. No investor-approval caveat.
Foreign National is one of several Mbanc paths. If your situation differs, the same underwriter can route you to the right product.
Investment property loans qualify on the rent the property earns. No personal income required.
Self-employed borrowers qualify on 12 or 24 months of deposits. No tax returns, no W-2.
High-net-worth borrowers qualify on assets. Brokerage, retirement, and cash convert to income.
Lower monthly carry for sophisticated borrowers optimizing cash flow inside a portfolio.
Buying from abroad? A real Principal Banker answers within one business hour. No US credit pull. No application at intake.
About qualifying without US credit or an SSN, remote closings, and eligible property — answered without jargon.
Real, verified reviews from MBANC clients on Google.
Mayer and Jason have a rare ability to serve both sides of the spectrum flawlessly. They helped a friend qualify for a first home as a small-business owner, and had the sophisticated flexibility to help me — a seasoned waterfront buyer — strategically grow my portfolio while maintaining liquidity between transactions. Highly recommend.
Found a house we loved that required an 18-day close. Jason at MBANC got it done in 13 — always on top of everything and keeping me in the loop. My realtor said Jason was one of the best lenders he's ever worked with. Best experience I've had buying a home.
I've worked with Mayer Dallal and his team at MBANC on several loans over the past few years. They're easy to work with and get things done in a timely manner. I recommend them without hesitation.
Sixty seconds. No credit pull. A real number from the people who underwrite the loan.
