The Fed’s recent interest rate hike — their first since 2018 — may have home buyers pressing pause on their plans, but with more increases on the horizon, the time to buy is now.
MBANC can help hesitant homebuyers get attractive loans, including our interest-only loan that keeps monthly payments low and converts to a fixed rate after 10 years.
Help your clients learn about the advantages of going with a Non-QM lender like MBANC:
| Traditional Lender: | Non QM Lender: |
| Limited loan amounts | Significantly higher loan amounts |
| Can only qualify using W2s, tax returns | Broad qualification criteria: • Assets • Rental income • Bank statements • Stock options • Cryptocurrency • more |
| Standardized underwriting, no exceptions | Nimble, flexible concierge-level underwriting tailored to unique income situations |
| Limited debt-to-income ratio requirement | More expansive debt-to-income ratio requirements |
| All information and documentation provided is verified and validated. | All information and documentation provided is verified and validated. |
Tell your clients the time to act is now, before the next interest rate hike.