Get Pre-Qualified
Start with QuickQual. No application, no credit pull. A real Mbanc underwriter reviews within 24 hours.
For sophisticated borrowers. An interest-only jumbo lets you minimize the required monthly payment while you wait on a liquidity event or optimize cash flow across a portfolio. Pair it with any Mbanc Non-QM income method.
An interest-only structure lets you pay only the interest for an initial period, dramatically lowering your required monthly payment. Sophisticated borrowers use it to free up cash flow, bridge to a liquidity event, or optimize a portfolio — while retaining full flexibility to pay down principal whenever they choose.
No application required at intake. No credit pull until you choose to proceed. A real underwriter structures every Mbanc Interest-Only file.
Start with QuickQual. No application, no credit pull. A real Mbanc underwriter reviews within 24 hours.
Pair interest-only with bank statement, 1099, DSCR, or asset utilization qualification.
Your Principal Banker structures the interest-only period and term to your cash-flow goals.
Receive a real loan amount, rate, fees, and closing timeline. Transparent terms in writing.
Most files close in 15 days. Pay down principal on your schedule, not the bank’s.
Pay interest only for the initial period — minimize required outflow.
Pay down principal whenever you choose; nothing forces your hand.
Bank statement, 1099, DSCR, or asset utilization — interest-only layers on top.
Loan amounts to $3M+, sized to sophisticated balance sheets.
Ideal while waiting on an exit, bonus, or asset sale.
When Mbanc says you’re approved, you close. No investor-approval caveat.
Interest-only layers onto any Mbanc income method. The same underwriter can route you to the right base product.
Self-employed borrowers qualify on 12 or 24 months of deposits. No tax returns, no W-2.
Contractors and sales pros qualify on gross 1099 income — 90% counts, no W-2 required.
High-net-worth borrowers qualify on assets. Brokerage, retirement, and cash convert to income.
Investment property loans qualify on the rent the property earns. No personal income required.
Optimizing cash flow? A real Principal Banker answers within one business hour. No credit pull. No application at intake.
About the interest-only period, prepayment, and pairing with Non-QM income methods — answered without jargon.
Real, verified reviews from MBANC clients on Google.
Mayer and Jason have a rare ability to serve both sides of the spectrum flawlessly. They helped a friend qualify for a first home as a small-business owner, and had the sophisticated flexibility to help me — a seasoned waterfront buyer — strategically grow my portfolio while maintaining liquidity between transactions. Highly recommend.
Hands down the best mortgage banker for investors and non-QM 1099 applicants. Tyler helped me promptly secure the best rate while keeping a comfortable LTV using my assets and dividend streams. Incredibly organized and easy to talk to — truly went above and beyond.
Enjoyable, patient, solution-focused — MBANC was an absolute pleasure to work with. My rep Tyler Kahn was fantastic. MBANC has a customer for life in me.
Sixty seconds. No credit pull. A real number from the people who underwrite the loan.
