Foreign National

Expert non-QM mortgage insights for self-employed borrowers, real estate investors, and high-net-worth buyers. Market updates, borrower guides, and strategies from America’s #1 consumer-direct non-QM lender.

Latin American nationals represent the largest and most active foreign national real estate buying community in the US. Their destinations: Miami (the dominant market), Dallas,

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The ITIN mortgage — a US mortgage application using an Individual Taxpayer Identification Number rather than a Social Security Number — is the standard pathway

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Middle Eastern investors — primarily from the UAE, Saudi Arabia, Kuwait, and Qatar — represent a growing segment of the US foreign national real estate

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Canadian nationals are uniquely positioned in the US foreign national real estate market. They have: TN visa access: The USMCA (formerly NAFTA) TN visa allows

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The core difference between a foreign national and a US citizen mortgage comes down to one question: what income can you document in a way

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No US city concentrates more foreign national real estate purchasing than Miami. The city is the US gateway for Latin American wealth and the preferred

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Los Angeles’s foreign national real estate market is the most globally diverse of any US city — and concentrated among different buyer populations than Miami.

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Asian nationals represent one of the most active and diverse foreign national real estate buyer communities in the US. Their profiles vary significantly by country:

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Dallas attracts foreign national buyers for three reasons that no coastal city can replicate: no Texas state income tax, no program overlay (full national $4M

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A foreign national mortgage is a US real estate loan specifically designed for borrowers who are not US citizens or who have income and assets

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