Expert non-QM mortgage insights for self-employed borrowers, real estate investors, and high-net-worth buyers. Market updates, borrower guides, and strategies from America’s #1 consumer-direct non-QM lender.
Frequently Asked Questions I’m a self-employed electrician — where do I start with building a DSCR rental portfolio? Start with your primary residence if you
Frequently Asked Questions I’m a master plumber with heavy write-offs — can I really build a rental portfolio using DSCR loans? Yes. DSCR loans do
Frequently Asked Questions Can I use a bank statement cash-out refinance on my primary home to fund a DSCR rental down payment? Yes. This is
Frequently Asked Questions Can I do a cash-out refinance on a DSCR loan rental property? Yes. A DSCR cash-out refinance replaces your existing mortgage with
Frequently Asked Questions Can a self-employed carpenter use a cash-out refinance to buy equipment? Yes. There are no restrictions on the use of cash-out refinance
Frequently Asked Questions Can a self-employed plumber do a cash-out refinance without showing full tax return income? Yes. A bank statement cash-out refinance qualifies income
Frequently Asked Questions Can a self-employed electrician do a cash-out refinance? Yes. A bank statement cash-out refinance allows self-employed electricians to access home equity qualifying
Housing Market 2026: A Quiet Rebound Is Brewing After two years of stalled sales, scarce inventory, and mortgage rates that scared off both buyers and
The Mortgage Market Is Changing — But Not the Way Most Borrowers Expect If you’re waiting for mortgage rates to magically plunge back into the
If you ask most Americans how the economy feels right now, the answer is blunt: not great. Inflation fatigue, political noise, and lingering uncertainty have
