A real estate property investment is versatile. You can leverage it to achieve both short-term and long-term gains. One way real estate helps build generational wealth for people like you is through equity gains. At mbanc, we specialize in self-employed mortgage solutions, including cash-out refinancing, bank statement jumbo loans, and interest-only DSCR loans. We help navigate the loan process with confidence and peace of mind.
For years, we have helped self-made people (like you) finance properties to achieve their American Dream. Read our case study to learn how our financing solutions can help:
About the Real Estate Property Investment in Arizona
Let’s examine this rental investment property in Arizona to illustrate the power of self-employed mortgage solutions like our bank statement jumbo loans and competitive cash-out refinance rates.
This property is a single family home located in Chandler, AZ, with 5 bedrooms, 4 bathrooms, and nearly 4,600 square feet of floor space. Located in a great neighborhood with good schools, this is a safe location and a great place to raise a family.
So, without further ado, let’s explore how non-traditional income mortgage lenders help people like you achieve unconscionable equity gains to live out their American Dream.
Self-Employed Mortgage Solutions for a Real Estate Property Investment
Adam, a self-employed business owner with unconventional income, had the savvy to come to us for help closing on this 2017-built property back in 2018 for $716,213.
Today, this real estate property investment in Arizona is worth $1,150,000, which is a 60% equity gain in just five years and offers crucial financial security. But there’s a catch: Adam doesn’t have what you would call a normal stream of income.
Adam, like countless other self-made individuals who epitomize the American Dream, is self-employed with a non-traditional income. Because of his financial circumstances, finding a lender who understood his financial situation was a challenge.
It is notoriously difficult to find a lender willing to work with people with unconventional incomes. That is until he found mbanc, unconventional income mortgage lenders who believe succeeding on your terms shouldn’t prohibit you from domestic bliss.
We were able to help Adam purchase this property with 12-month business bank statements for mortgage qualification, turn it into his primary residence, and later leveraged the equity in it with a Bank Statement Jumbo Cash Out Refinance mortgage.
“Adam came to us with a singular mission: he wanted to leverage the equity in this property and reinvest it in new home renovations while still paying off his debts. Now, Adam has over $500,000 to reinvest into his home, pay off debts, and continue to build on equity. At mbanc, we specialize in providing self-employed mortgage solutions, like cash-out refinance options to help you continue building equity with self-employed mortgages and navigate the loan process with ease. We are more than just a lender; we partner with borrowers and are invested in their success.” – Desh Weragoda, mbanc’s CTO.
Self-Employed Mortgage Solutions from Unconventional Mortgage Lenders
This real estate property investment is a shining example of the opportunity this type of investing affords people like you to build generational wealth. But for unconventional, modern borrowers with untraditional jobs obtaining financing is difficult. For people like Adam, it can feel like succeeding on your terms makes domestic bliss a pipedream.
But when you partner with mbanc, a lender that specializes in fast, easy financing for people who want to succeed and live on their terms, you partner with a financial institution committed to making your American Dream a reality. Whether you are interested in a bank statement jumbo cash-out refinance option or an interest-only DSCR loan, we can help.
We specialize in self-employed mortgage solutions to help you navigate the loan process with confidence and peace of mind. Learn more about how we can finance or refinance a property, and talk with our team today.