Expert non-QM mortgage insights for self-employed borrowers, real estate investors, and high-net-worth buyers. Market updates, borrower guides, and strategies from America’s #1 consumer-direct non-QM lender.
Frequently Asked Questions I’m a self-employed electrician in Pennsylvania’s Lehigh Valley — can I get a mortgage on my data center income? Yes. A bank
Frequently Asked Questions I’m working on Project Stargate as a self-employed electrician — can I get a mortgage? Yes. A 1099 loan qualifies your gross
Frequently Asked Questions I’m a self-employed carpenter or electrician in Charlotte or Raleigh — can I get a mortgage on my data center income? Yes.
Frequently Asked Questions I’m a self-employed carpenter or electrician in Atlanta — can I get a mortgage on my data center income? Yes. A bank
Frequently Asked Questions I’m a self-employed electrician or plumber in Phoenix — can I get a mortgage on my data center income? Yes. A bank
Frequently Asked Questions I’m a self-employed plumber working DFW data center projects — can I get a mortgage? Yes. A 1099 loan qualifies your gross
Frequently Asked Questions I’m a self-employed electrician in Northern Virginia — can I get a mortgage on data center income? Yes. A 1099 loan or
Frequently Asked Questions What is the main difference between a DSCR loan and a conventional investment property loan? A DSCR loan qualifies based on the
Frequently Asked Questions How does a 1099 mortgage work if I have major write-offs on my taxes? A 1099 mortgage uses your gross 1099 income
Frequently Asked Questions Can a 1099 independent contractor get a jumbo mortgage? Yes. Many Non-QM lenders offer 1099 income qualification on jumbo loan amounts. The
