Expert non-QM mortgage insights for self-employed borrowers, real estate investors, and high-net-worth buyers. Market updates, borrower guides, and strategies from America’s #1 consumer-direct non-QM lender.
Foreign nationals purchasing US real estate face a documentation challenge that has nothing to do with their financial strength: their income is documented under foreign
Frequently Asked Questions I’m a self-employed tradesperson — can I build a multi-property rental portfolio using DSCR loans even with low Schedule C income? Yes.
Frequently Asked Questions I’m a self-employed plumber or electrician in Phoenix — where in the metro should I look for DSCR rental investments? Maricopa and
Frequently Asked Questions I’m a self-employed electrician working Project Stargate in Abilene — why is this a good DSCR market? Abilene’s lower home prices relative
Frequently Asked Questions I’m a self-employed electrician working Northern Virginia data centers — can I buy a rental property without showing my income? Yes. A
The retirement mortgage problem is simple and maddening. You spent 35 years building wealth. Your investment portfolio can sustain any mortgage payment you’d consider without
The conventional system gives real estate investors a ceiling. Most investors hit it between property 3 and property 7. By property 4, accumulated mortgage debt
Frequently Asked Questions I’m a self-employed plumber in Atlanta — can I use a DSCR loan to buy rental property even with write-offs on my
Frequently Asked Questions I’m a self-employed electrician — can I use a DSCR loan for a rental property even though my tax return shows low
Frequently Asked Questions I’m a self-employed trades worker — which U.S. cities have the most data center construction opportunities? The top markets are Northern Virginia,
