Expert non-QM mortgage insights for self-employed borrowers, real estate investors, and high-net-worth buyers. Market updates, borrower guides, and strategies from America’s #1 consumer-direct non-QM lender.
Foreign nationals purchasing US real estate face a documentation challenge that has nothing to do with their financial strength: their income is documented under foreign
Frequently Asked Questions I’m a self-employed tradesperson — can I build a multi-property rental portfolio using DSCR loans even with low Schedule C income? Yes.
Frequently Asked Questions I’m a self-employed plumber or electrician in Phoenix — where in the metro should I look for DSCR rental investments? Maricopa and
Frequently Asked Questions I’m a self-employed electrician working Project Stargate in Abilene — why is this a good DSCR market? Abilene’s lower home prices relative
Frequently Asked Questions I’m a self-employed electrician working Northern Virginia data centers — can I buy a rental property without showing my income? Yes. A
The retirement mortgage problem is simple and maddening. You spent 35 years building wealth. Your investment portfolio can sustain any mortgage payment you’d consider without
Frequently Asked Questions I’m a self-employed plumber in Atlanta — can I use a DSCR loan to buy rental property even with write-offs on my
The conventional system gives real estate investors a ceiling. Most investors hit it between property 3 and property 7. By property 4, accumulated mortgage debt
Frequently Asked Questions I’m a self-employed electrician — can I use a DSCR loan for a rental property even though my tax return shows low
Frequently Asked Questions I’m a self-employed trades worker — which U.S. cities have the most data center construction opportunities? The top markets are Northern Virginia,
