Expert non-QM mortgage insights for self-employed borrowers, real estate investors, and high-net-worth buyers. Market updates, borrower guides, and strategies from America’s #1 consumer-direct non-QM lender.
Frequently Asked Questions I’m a self-employed electrician in Seattle or Quincy working data center projects — can I get a mortgage? Yes. A bank statement
The self-employed borrower’s mortgage problem is not their income. It is their documentation. The US tax code is designed to let business owners reduce taxable
Frequently Asked Questions I’m a self-employed carpenter or electrician in Denver working data center projects — can I get a mortgage? Yes. A bank statement
Frequently Asked Questions I’m a self-employed electrician in Raleigh working data center projects — can I get a mortgage? Yes. A 1099 loan qualifies your
Frequently Asked Questions I’m a self-employed carpenter or electrician in Austin working on tech construction — can I get a mortgage? Yes. A bank statement
Frequently Asked Questions I’m a self-employed plumber or electrician in Houston transitioning to data center work — can I get a mortgage? Yes. A bank
Frequently Asked Questions I’m a self-employed electrician in Pennsylvania’s Lehigh Valley — can I get a mortgage on my data center income? Yes. A bank
Every major credit event — bankruptcy, foreclosure, short sale, deed-in-lieu — has the same Non-QM recovery window at Mbanc: 36 months from the resolution date.
Frequently Asked Questions I’m a self-employed electrician or carpenter in Columbus working on Intel or data center projects — can I get a mortgage? Yes.
Frequently Asked Questions I’m working on Project Stargate as a self-employed electrician — can I get a mortgage? Yes. A 1099 loan qualifies your gross
