Expert non-QM mortgage insights for self-employed borrowers, real estate investors, and high-net-worth buyers. Market updates, borrower guides, and strategies from America’s #1 consumer-direct non-QM lender.
Frequently Asked Questions My accountant takes all the deductions they can, which lowers my taxable income — how do I still qualify for a mortgage?
Frequently Asked Questions What exactly is a Non-QM mortgage and why does it exist for someone like me — a self-employed trades worker? A Non-QM
Frequently Asked Questions I’m a self-employed electrician working on the Intel fab in Ohio — can I get a mortgage on my elevated fab income?
Frequently Asked Questions I work through GC relationships on Microsoft and Google data center projects — does that help my mortgage qualification? Yes. If your
Frequently Asked Questions I’m thinking of going from W-2 to self-employed as an electrician — how does that affect my mortgage options? Going self-employed creates
Frequently Asked Questions I’m a self-employed electrician benefiting from the labor shortage — how does my increased income qualify me for a better mortgage? A
Frequently Asked Questions I’m a self-employed plumber or electrician — what did Jensen Huang mean when he said trades workers are winning the AI era?
Frequently Asked Questions I’m a self-employed electrician — where do I start with building a DSCR rental portfolio? Start with your primary residence if you
Frequently Asked Questions I’m a master plumber with heavy write-offs — can I really build a rental portfolio using DSCR loans? Yes. DSCR loans do
Frequently Asked Questions Can I use a bank statement cash-out refinance on my primary home to fund a DSCR rental down payment? Yes. This is
