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Expert non-QM mortgage insights for self-employed borrowers, real estate investors, and high-net-worth buyers. Market updates, borrower guides, and strategies from America’s #1 consumer-direct non-QM lender.
Nashville’s bank statement mortgage market has two characteristics that make it exceptional: the highest concentration of healthcare management consulting income in the Southeast, and zero
Atlanta is the corporate headquarters of the American Southeast â and corporate headquarters generate independent professional ecosystems. Delta Air Lines, Coca-Cola, Home Depot, UPS, and
Chicago’s bank statement mortgage market is defined by income concentration. The city produces fewer total self-employed borrowers than Dallas or Houston â but the average
Raleigh-Durham’s Research Triangle is the Southeast’s most biotech-dense metropolitan area â and it produces a specific kind of self-employed bank statement borrower that exists at
Multi-unit residential properties (duplexes, triplexes, and quadplexes) occupy a unique position in the Non-QM landscape â they’re simultaneously primary residences (when owner-occupied) and income-generating investments.
You consult for three Fortune 500 companies that are all headquartered within 20 miles of where you live. You billed $620,000 last year. Your accountant
Yes. Self-employed borrowers can access their home equity through a cash-out refinance using 12 or 24 months of bank statements instead of tax returns. Mbanc
Reserve requirements for bank statement loans at Mbanc range from 3 months of PITIA at LTV of 80% or below, to 12 months for loans