Non-QM Mortgage

Expert non-QM mortgage insights for self-employed borrowers, real estate investors, and high-net-worth buyers. Market updates, borrower guides, and strategies from America’s #1 consumer-direct non-QM lender.

You Earned $180,000 Last Year. The Bank Says You Earned $52,000. Here’s the Loan That Knows the Difference. Marcus Rivera pulled his truck into the

Self-employed individuals don’t receive a typical W-2 to report income and show withheld taxes. This crucial IRS form is instead replaced by some type of

AdobeStock 222699002 scaled

Unlike the traditional 9-to-5 job with a paycheck every two weeks and a regular paycheck, more Americans than ever are in a unique financial position.

AdobeStock 209124760 scaled

What is a DSCR loan? A debt service coverage ratio (DSCR) mortgage loan allows you to finance an investment property. While a traditional residential mortgage

AdobeStock 331689338 scaled

Currently, there are more than 45 million foreign-born people living in the United States. While many have official resident status with a green card, millions

AdobeStock 318103301 copy scaled

Miami Beach to San Marino, Aspen to Beacon Hill and Orange County. Stunning luxury homes permeate the market in these and other neighborhoods in the

AdobeStock 297477430 1 scaled

In the US, there are more than 22 million rental properties and the bulk of them are occupied. Real estate rentals are big business, and

AdobeStock 333078705 scaled

You’re your own boss. The sky’s the limit for earning potential. You can attend your kids’ sporting events and rehearsals with a flexible schedule, and

AdobeStock 213520584 scaled

Whether you have a flawed credit history, you’re an aggressive investor, or you don’t have the backing of an employer-issued paystub, you could have issues

AdobeStock 253337010 1 scaled